Online Workers - How To Apply For A Pag-ibig Multipurpose Loan (MPL)

Monday, July 18, 2011

If you are an online worker, be it a web developer, writer, virtual assistant, web/graphics designer, etc. and you have already completed 24 monthy contributions, then you're qualified for the MPL.

My first attempt in applying for an MPL was a breeze! All I needed to do was to submit the following requirements:

1. MPL Application Form - complete with name and signature of two (2) witnesses.
2. Photocopy of 2 Valid IDs

In rare cases, where you will be asked for a pay slip, this of course is considerable for us since most online workers get their payments via PayPal, Western Union, Mlhuillier, etc. Thus, this won't be a problem.

Fortunately, my application was automatically approved and released the next day.

How To Apply For A Postal ID

Tuesday, July 12, 2011

I've been planning on applying for an SSS loan as soon as I reach the 36th month contribution. And when I already have 36 posted monthly contributions, I had problems securing for 2 valid IDs to comply the requirements. Since I resigned from my office work, I only got to secure one ID with picture (TIN), which had my maiden name on, but that's the least of my concern 'cause I just need one more.

A lot of people told me that it's way easier to get a Postal ID, and so I took the option. Later did I realize that completing the requirements for a postal ID was way tougher than I thought. These were the things that I had to acquire:

1. 3 Copies of Application Form

a. Signed by your Brgy. Captain
b. Notarized by a Lawyer (price ranges Php 50)*
c. Documentary Stamp (Php 25)*

2. Cedula (photocopy) - can be retrieved from your nearest Brgy. Hall.

3. Barangay Clearance (photocopy) - can be retrieved from your nearest Brgy. Hall. HOWEVER, in my area, before they issued my clearance, they asked for:

a. Purok Clearance - issued by your Purok Leader.
b. Garbage Collection Fee (Php 20/month) - in my case, I had to pay the entire Jan-Dec 2011 totaled Php 240 + 12 (penalty fee for paying late)*
c. Brgy. Clearance Fee (Php 10)*
d. 1 2x2 picture

4. Birth Certificate (Photocopy of NSO copy) - securing an NSO copy costs Php 140.

5. Marriage Certificate (Photocopy of NSO copy) - for "married applicants" only. Securing an NSO copy costs Php 140.

6. Processing Fee

a. Php 272 (regular) - can be claimed after 2 weeks/ 14 working days.
b. Php 475 (rush) - can be claimed after 3 working days.
This may happen case-to-case depending on your area, and of course YOU ARE LUCKY if you know someone from the office to make things easier for you.

Too bad I had to go through the detailed process for 2 weeks trying to complete the requirements. But oh well, though I went the hard way, it's still worth it.

Next mission: Securing a Voter's ID!

*Fees may vary depending on your area.
 
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